We have a specialized, well-trained loan team of lending professionals to assist members in choosing the best loan to meet their individual needs. We pride ourselves on providing simple application methods, quick loan processing, low-cost financing, easy repayment terms, and a friendly, knowledgeable staff.
Vehicle Loans
If you've been thinking about a new or used vehicle, come to your credit union first. Along with competitive rates, you'll enjoy flexible terms up to 84 months, up to 110% financing, FREE pre-approvals, no pre-payment and no application fees.
At times, the small print in all of the "special offers" gets confusing. We will be happy to help you sort through your options. With DACU's fantastic vehicle loan rates, we like to boast that the majority of the time, if you take the manufacturer and/or dealer rebate, and then finance your loan through us, you can save hundred's over the life of your vehicle loan. This is easier to demonstrate through the following
Of course, each situation is different; there is no "cookie cutter" answer. This is why our professional and friendly loan officers help our members understand which option will be better for them on an individual basis. Another perk of a Day Air vehicle loan is "No pre-payment penalties." Most, if not all, of the special offers are for a specified amount of time and if you pay-off your loan early (which includes trading in your vehicle and getting a new one for the term of your loan), there is an associated penalty fee. We want to help our members and if you can payoff a loan early or trade it in for another vehicle, that's fine by us - we do not have pre-payment penalties. Many payment options are available including the convenient payroll deduction option.
New - Day Air new vehicle loan rates are currently being applied to 2002-2007 vehicles. We offer both fixed and variable rates and we price our loans to be very competitive in our market.
Used
Our used car rates are also very competitive to the market. Depending on the loan amount, Day Air offers terms for used cars that are typically unheard of by other lenders.
Local auto dealer partnerships
To take another step in the right direction for your convenience, we have partnered with several local auto dealers to provide you with the convenience of closing your auto loan right at the dealership! Financing your auto loan with Day Air will not only save you money, but will also save you time with the ability to sign all necessary paperwork at the dealership.
Currently our partnerships include over 40 dealerships! These dealers include: Frank Z -Chevrolet, Eastgate - Ford, Langs - Chevrolet, Dave Dennis - Chrysler, Jeep, Eagle, and Matt Castrucci's Auto Mall of Dayton, Hidy - Honda, Bob Tatone - Suzuki and many more.
Refinancing from another lender
Not looking to purchase or lease a new vehicle right now but you have a vehicle that's financed elsewhere? Give us the opportunity to earn your business and let us see if we can lower your monthly payment - what is there to lose?
If you do decide to refinance your vehicle with us, rest assured there a no hassle approach. Basically, you'll just need to sign the loan papers! We'll take care of paying off the old loan and transferring the title to Day Air.
If you don't decide to refinance, we only ask you to think of us first the next time you're ready for a vehicle loan.
OH Auto Loan